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Author Archives: Jay Butchko

HomeAppraisal

How To Make Sure An Appraisal Lines Up With The Home’s Value

By Cavallo & Cavallo |

A big part of any real estate transaction is the appraisal of a property being sold. Typically, potential buyers don’t book an appraisal until after they’ve accepted a seller’s offer and proceeded to financing the purchase. (Often, an appraisal will be required by a bank lender to complete financing of the property loan.) When… Read More »

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Realtor2

Common Real Estate Disputes And How To Avoid Them

By Cavallo & Cavallo |

Property disputes happen more often than we’d think, due to the numerous issues and complexities that can arise between neighboring properties. Whether they involve boundary disputes, zoning issues, or some other problem, property disputes can flare up from time to time – often when purchasing or selling real estate. A property dispute typically becomes… Read More »

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InheritingHouse

Inheriting A House With A Sibling: An Overview Of Your Options And Estate Planning Strategies

By Cavallo & Cavallo |

For most people in New York, their home is among their largest assets. According to data from NeighborhoodScout, the median home value in the Bronx is now above $565,000. Parents may pass their house down to their children through their will or a trust. For siblings, dealing with inherited real estate can sometimes prove… Read More »

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WillDocument2

Is An Out-Of-State Will Still Recognized As Valid In New York?

By Cavallo & Cavallo |

America is a mobile society. According to data from The New York Times, approximately 40 percent of people nationwide live in a different state than the one that they were born in. You may be wondering: Is my will still valid if I moved to New York? The general answer is “yes”—though it is… Read More »

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EstPlan21

Special Needs Planning In New York: Your Guide To ABLE Accounts

By Cavallo & Cavallo |

People with special needs require specialized consideration in estate planning. Many people with special needs receive public benefits throughout Supplemental Security Income (SSI), Medicaid, or other government programs. Here is the challenge: These programs are strictly means-tested— a special needs person who has too much income or assets may not qualify. Leaving money or… Read More »

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PetTrust

Providing For A Pet In An Estate Plan: A Guide To Pet Trusts In New York

By Cavallo & Cavallo |

According to data from the American Veterinary Medical Association (AVMA), Americans collectively own approximately 140 million pets. For many, pets become true members of the family. If your pet is important to you, it is worth considering them as part of your estate plan. In New York State, a pet trust is an option… Read More »

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HIPPA

When, How, And Why To Use A HIPAA Release As Part Of Your Estate Plan

By Cavallo & Cavallo |

The Health Insurance Portability and Accountability Act (HIPAA) is a federal law that protects the confidentiality of sensitive medical records. It requires doctors, medical providers, and insurers to keep records private. A HIPAA release is an estate planning tool that people can use to allow trusted family members and/or loved ones to access their… Read More »

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LongTerm

Long-Term Care Planning In New York: What Is A Medicaid Spend Down?

By Cavallo & Cavallo |

Long term care planning is an essential part of estate planning. There may come a day when you, your spouse, or your loved one needs significant supportive care. Long term care is extremely expensive. According to data from U.S. News and World Reports, the median annual cost of a private room in a nursing… Read More »

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RE4

The Impacts Of Zoning Ordinances In Real Estate Transactions

By Cavallo & Cavallo |

If you are considering buying a new home or business property in New York, this can be a thrilling but confusing process at times. Such a huge decision means you have to get all the details right to protect your investment in the long term. Purchasing real estate isn’t just a matter of finding… Read More »

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RealEst

What To Know About Short-Term Rentals And Homeowners Association Conflicts

By Cavallo & Cavallo |

Short-term property rental services such as VRBO, Airbnb, Home Away, and other online or app-based tools have exploded in popularity over the last 10 years. Some property owners advertising homes for short-term rentals are everyday homeowners that are simply trying to make some extra money with their vacation home or seasonal property. Many others,… Read More »

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