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Author Archives: Jay Butchko

RealEstateClosing

Closing On Real Estate In New York: What To Expect From Start To Finish

By Cavallo & Cavallo |

Whether you are a buyer or a seller, closing a real estate sale can be an exciting – and anxious – time for all involved. A real estate closing is a seemingly simple mechanism that allows the property to transfer from one owner to the next, but is preceded by weeks of preparation and… Read More »

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Disclosures In Real Estate: What Is A Seller Required To Disclose In A New York Property Sale?

By Cavallo & Cavallo |

Property sales are one of the most important – but complex – transactions one can be involved with. For the seller, there is the preparation and anxiety associated with putting a home on the market and getting it ready to show. For the buyer, there is the process of viewing homes and ultimately selecting… Read More »

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5 Reasons A New York Landlord Might Need An Attorney

By Cavallo & Cavallo |

Unless you own a large real estate portfolio with millions in rental income generated each year, it is not likely you have an attorney on retainer to handle problematic issues that can arise for landlords in New York. Like running any business operation, you hope to earn revenue while minimizing unexpected costs and liabilities… Read More »

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Transferring Real Estate To Heirs Through A Life Estate Deed In New York

By Cavallo & Cavallo |

A common real estate conundrum involves how to maintain real estate during your lifetime while effectively passing it to your heirs after you pass on. Typically, this is done through a will that devises your home to an heir or set of beneficiaries. However, this necessarily involves the probate process and can delay the… Read More »

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Asset Protection V. Estate Planning: What Is The Difference?

By Cavallo & Cavallo |

Asset Protection Asset protection refers to the process of shielding assets (such as real property, stocks, bonds, business interests, etc) from creditor claims, levies, liens, and seizures. Developing a plan with an experienced law firm will help to ensure your assets are covered in a smart and – most importantly – legal manner so… Read More »

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Digital Assets And Accounts In Estate Planning

By Cavallo & Cavallo |

Creating an estate plan to distribute your savings and assets after death may seem straightforward at first. You’ll create a will listing your belongings and property holdings. Retirement accounts, 401k plans, stock holdings, trusts, and the like are all routine considerations as well. Perhaps you haven’t taken those first steps at all — a… Read More »

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10 Common Mistakes In Asset Protection

By Cavallo & Cavallo |

Whether you are just starting to consider an asset protection plan, or have already begun, you may be aware of some important things to check off your list. You’ll also need to remember some things to avoid as you plan ahead, and common mistakes others make:  Not Making an Estate Plan in Combination with… Read More »

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5 Keys For Selecting A Trustee

By Cavallo & Cavallo |

When you establish a trust, you must also select a trustee to manage the trust’s assets after you pass away, and make sure that the trust is administered in accordance with your wishes. This could be anyone from a close relative to a corporate trustee. Because of the risks inherent in administering a trust… Read More »

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Trustee

What Are “NYSARC” Trusts And How Can They Help Me?

By Cavallo & Cavallo |

Many people count on SSI, Medicaid and other government benefit programs to meet their financial needs as they get older or suffer income instability and health issues. Another benefit option for New Yorkers is establishing a trust through NYSARC Trust Services. This can help keep a person with disabilities eligible for government benefit programs… Read More »

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Planning For Nursing Home Care: Medicaid Eligibility And Financial Planning Options

By Cavallo & Cavallo |

Nursing home and institutional care is costly, to say the least. A prolonged stay can wipe out a person’s life savings, destroying all that they have worked for and frustrating their plans to leave a legacy to their children or grandchildren. And what about the patient who has run out of money but still… Read More »

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