Author Archives: Jay Butchko
Smoke Alarms and Fire Prevention
Daylight savings time in the United States begins on the second Sunday in March, when we ‘spring forward’ and set our clocks ahead an hour to cut down on energy costs and take better advantage of the daylight so plentiful in the summer. On the first Sunday in November, we ‘fall back’ into standard… Read More »
Dealing With Flood Damage In Your Home
Recent news reports indicate that flooding risks throughout the city and surrounding New York area are on the increase due to climate change. Our recent experiences would seem to bear that out. Many areas were devastated after Hurricane Sandy in 2012, and hurricane seasons since have brought storms and heavy rainfalls that have impacted… Read More »
Tips for Homeowners on Halloween
Children and adults alike look forward to the fun and festivities of Halloween. Many homeowners go all out, transforming their homes with hay-strewn harvest themes or turning them into ghostly graveyards and elaborate haunted houses, all with the intention of giving trick or treaters and their parents an additional thrill. Whether your idea of… Read More »
Important Healthcare Documents for Older Americans
The choices we make concerning our health and wellbeing are a highly personal matter. We all have the right to make our own decisions regarding how we care for and maintain our bodies and minds, and when we are ill, we have the right to choose the course of treatment that best serves our… Read More »
Continuing Care Retirement Communities
Dealing with the aging process is something all of us face. While facing the inevitable changes that come with age can be difficult, making realistic plans for our future care and wellbeing provides a level of security today. Whether you are contemplating plans for retirement and the potential need for more comprehensive care, or… Read More »
Setting the Stage for Home Selling Success
When selling a home, the goal is to be able to sell the property for both the highest profit margin and in the most expedient time frame possible. Many of us have heard horror stories from friends and co-workers regarding homes for sale that have lingered for months and even years on the market…. Read More »
Commercial Property Leases
There are a number of factors that go into making the decision to rent commercial property. You will need to consider where the property is located, its zoning and allowed uses, the amount of space it provides, as well as the affordability of the price and the potential for your business to grow at… Read More »
Protecting Your Property Against Inclement Weather
As summer draws to a close and the children head back to school, it’s not too early to start thinking of getting your property ready for fall and winter. Every year, hurricanes, wind storms, and blizzards result in billions of dollars in property damages for home and business owners. Pleasant late summer days are… Read More »
Having Clear Title to Property and Title Insurance
When you spend your hard earned money buying a property, whether it is a starter home or retirement home, you want to be absolutely certain that you own that property free and clear. Simply paying for the home or having the deed or mortgage in your name is not enough to ensure complete ownership…. Read More »
Medicaid Planning
There are currently over 44 million people in this country aged 65 and over. In addition to health and aging, these older Americans now face numerous issues related to retirement and asset management. Many of these people have worked hard all their lives, putting away money for their future. Not only has the goal… Read More »