Personal Injury Claims Involving Car Accidents
Car accidents leading to serious personal injuries can be terrifying, and victims are often immediately pressured by their insurance provider to accept a settlement for their claim. And here, many victims often unknowingly settle a claim for much less than it is worth, not understanding the pressure applied by the insurance company is a tactic to help preserve its finances.
If you’ve suffered an injury as the result of someone’s negligence, you may be feeling pressure from an insurance company to settle your claim. Before speaking with insurance representatives and claims adjusters, discuss your case with one of our trained and experienced personal injury attorneys first.
Insurance Company Settlements
If you’ve been injured in an accident, you want to make sure the amount you get as a settlement from the insurance company is enough to cover the damages you’ve incurred. Unfortunately, in the immediate aftermath of an accident resulting in injuries, it can be difficult to determine exactly what your damages may eventually cost. The Insurance Information Institute is a public resource to help people understand how insurance companies operate and do business. Various factors to consider in determining the amount of an insurance claim include:
- The severity of your injuries;
- The expected amount of time it will take to achieve a full recovery;
- The chance of any temporary or permanent disability as the result of your injuries;
- The potential impacts a disability could have on your ability to work or earn an income now and in the future;
- The potential impact of your quality of life, both now and in the future;
- Your need for ongoing medical care and rehabilitation; and
- The actual cost of damages to property, and the potential costs related to replacing your property.
Filing a Personal Injury Claim
Of course, when calculating damages, you can expect the insurance company to offer far less than what your claim is actually worth. After all, they’re in business to make a profit and their bottom line is making money for themselves, not reimbursing you. It’s also possible that the party responsible for your injuries and property damages isn’t adequately insured to completely compensate you for your losses. Rather than settle for less than what your claim is actually worth, it may be more prudent to file a personal injury claim. Either way, keep a careful accounting of all medical treatments and service providers. If available, obtain copies of police or incident reports, and anytime you are injured, be sure to get names and contact information for witnesses, as well as responsible parties.
Contact Our Experienced Personal Injury Attorneys Today
If you’ve been injured as the result of another party’s negligent or reckless conduct, contact our experienced New York personal injury attorneys today. At Cavallo & Cavallo, we handle all of our clients estate and property needs, and oftentimes that can mean protecting your assets and income in the event of accidents or injuries. With offices in the Bronx and Westchester, we’re your neighborhood law firm, and will provide you with the efficient and effective legal service you need to get the compensation you deserve.