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Home > Blog > Estate Planning > Weighing Your Options In Long Term Care

Weighing Your Options In Long Term Care

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Whether you are in a situation where dealing with the effects of aging and chronic health problems is curtailing your independence and ability to care for yourself, or if you have concerns about a family member or loved one, it is important to know you have options. Long-term care and assisted living facilities are available throughout our area, at various levels to suit any need. While it is often difficult to accept changes in your health, in your home environment, or even just new routines, understanding the types of services available can make these transitions easier and ensure you get the care you need.

Determining The Level of Care You Or A Loved One Needs

An illness, adverse health event, or an accidental injury may necessitate the need for ongoing care, and your doctor or the hospital may have recommendations to help guide you. In other circumstances, you may come to the realization on your own that additional help is needed, and you may be wondering where to even begin looking. When your current manner of living presents too many challenges, there are several options to consider. Medicare advises that, aside from traditional nursing home care, other long-term care choices include the following:

  • Home care, in which an aide comes in to help with personal activities, such as cooking, shopping, and cleaning.
  • Home health care, which can provide nursing care in your home for certain medical conditions.
  • Accessory dwelling unit, such as an in-law suite or attached apartment, which allows you to live with a friend or relative, while having a space of your own.
  • Senior housing, which offers which offer varying on site programs, including social activities and transportation for shopping or doctors’ appointments.
  • Residential care and assisted living. Which offer a range of options based on agility and medical need.
  • Continuing care retirement communities, which offer a variety of different types of housing, along with varying levels of care.

Community-Based Care

When facing major life changes, it is natural to have concerns about being uprooted from your community, losing touch with neighborhood friends, and leaving familiar environments. Fortunately, our area offers numerous options to residents dealing with long-term care needs, allowing them to get the help they require without having to relocate.

The New York Department of Health offers a consumer guide to community care that lists available services both throughout the state and within the city. Both public and private resources are listed together and conveniently grouped by the types of services provided. You can find general information about each service and how it is rated, as well as eligibility requirements and payment and contact information.

Reach Out to Us for Help

If you are considering long term care for yourself or a loved one, contact Cavallo & Cavallo today. As your neighborhood law firm, our experienced attorneys can assist you in getting the help you need, while also guiding you on ways to pay for these services without wiping out your hard-earned savings. When dealing with long term planning for your future, you need a strong legal advocate you can trust. We serve the Bronx, Westchester, and the surrounding areas; call or contact us online today to see how we can help.

Resources:

medicare.gov/what-medicare-covers/part-a/other-long-term-care-choices.html

health.ny.gov/health_care/medicaid/program/longterm/

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