Author Archives: Jay Butchko
Eliminating Fears Concerning End-of-Life Planning
As devastating as the loss of a loved one is, dealing with death is a part of life. Failing to acknowledge or plan for your own eventual passing does not mean it is not going to happen, it simply shifts the burden to your surviving family members. Estate planning regarding end-of-life arrangements can help… Read More »
Protect Your Assets Against The Equifax Breach
Data breaches have become an ongoing problem, with hackers targeting everything from department stores to government agencies. In early September 2017, a breach was reported by the consumer credit reporting agency Equifax, potentially impacting millions of people. To protect your assets against the very real threats of financial theft and fraud, it is important… Read More »
Determining Your Net Worth
Before considering what estate planning and asset protection strategies are best for you, it is important to have a realistic appraisal of your net worth. This includes the various values of the items you possess, any business interests you own, and the money you have in various accounts, minus your debts and liabilities. The… Read More »
Preserving Your Assets While Paying For Nursing Home Care
You have worked hard all your life to create a home and to accumulate enough savings to live on in retirement, while still having something to pass along to your children. Unfortunately, the older you get, the prospect of having to deplete your life savings in order to pay the high costs associated with… Read More »
Including The Potential for Disability in Your Estate Planning
As part of protecting your loved ones in the event of the unexpected, you may have already taken the steps to ensure you have the proper estate planning documents in place. While you may have taken the steps to create a will, properly title property, and establish a trust, planning on what you might… Read More »
Protecting Your Assets Against Investment Fraud
You have worked hard to earn and save money to put towards your retirement. While the investments and accounts you possess are meant to provide for you and your family’s financial security, it is easy to fall prey to scams. Part of protecting your assets is knowing the types of financial fraud that are… Read More »
Make Sure You Are Prepared If Disaster Strikes
With the recent news footage of the damage caused by Hurricane Harvey in Houston, there are plenty of comparisons to Hurricane Sandy. Occurring in late October of 2012, Sandy resulted in over 100 deaths and left billions of dollars worth of damages in its wake. While there may be little you can do to… Read More »
When A Guardianship Is Necessary for An Older Adult
Injuries and illnesses can happen at any age, but the impact these incidents can have tends to be more severe the older we get. When a loved one is incapacitated due to either physical, emotional, or cognitive impairments, appointing a guardian may be necessary for asset protection, as well as to help ensure their… Read More »
Getting The Most From An Inheritance
The death of a loved one is an emotionally devastating time for family members and friends. If you were close to the individual, you may have inherited money, either through their assets or as the result of a life insurance policy. While you may still be reeling from your loss, it is important to… Read More »
Protecting Your Assets and Reducing Liability For Small Business Owners
Having a small business and being your own boss is certainly appealing, but it also takes plenty of hard work and attention to detail. Regardless of the size or type of business you operate, you need to be aware of issues concerning legal liability which could put you at risk. To protect your assets,… Read More »