Author Archives: Jay Butchko
Protecting Your Assets as a Landlord
At the beginning of the year, the New York Times declared 2017 as the “Year of the Renter”. While some areas have not quite lived up to this promise, there are still plenty of profits to be had for those looking to invest. If you have considered the profit-making possibilities of becoming a landlord,… Read More »
Look Closely at Your Real Estate Contract Before Buying A Home
Buying a home is a major investment. Searching for the one that is right for your family is often stressful, particularly when given how volatile the housing market can be. While you may face stiff competition from other potential buyers, you want to be sure to carefully consider your options and to look closely… Read More »
Eliminating Fears Concerning End-of-Life Planning
As devastating as the loss of a loved one is, dealing with death is a part of life. Failing to acknowledge or plan for your own eventual passing does not mean it is not going to happen, it simply shifts the burden to your surviving family members. Estate planning regarding end-of-life arrangements can help… Read More »
Protect Your Assets Against The Equifax Breach
Data breaches have become an ongoing problem, with hackers targeting everything from department stores to government agencies. In early September 2017, a breach was reported by the consumer credit reporting agency Equifax, potentially impacting millions of people. To protect your assets against the very real threats of financial theft and fraud, it is important… Read More »
Determining Your Net Worth
Before considering what estate planning and asset protection strategies are best for you, it is important to have a realistic appraisal of your net worth. This includes the various values of the items you possess, any business interests you own, and the money you have in various accounts, minus your debts and liabilities. The… Read More »
Preserving Your Assets While Paying For Nursing Home Care
You have worked hard all your life to create a home and to accumulate enough savings to live on in retirement, while still having something to pass along to your children. Unfortunately, the older you get, the prospect of having to deplete your life savings in order to pay the high costs associated with… Read More »
Including The Potential for Disability in Your Estate Planning
As part of protecting your loved ones in the event of the unexpected, you may have already taken the steps to ensure you have the proper estate planning documents in place. While you may have taken the steps to create a will, properly title property, and establish a trust, planning on what you might… Read More »
Protecting Your Assets Against Investment Fraud
You have worked hard to earn and save money to put towards your retirement. While the investments and accounts you possess are meant to provide for you and your family’s financial security, it is easy to fall prey to scams. Part of protecting your assets is knowing the types of financial fraud that are… Read More »
Make Sure You Are Prepared If Disaster Strikes
With the recent news footage of the damage caused by Hurricane Harvey in Houston, there are plenty of comparisons to Hurricane Sandy. Occurring in late October of 2012, Sandy resulted in over 100 deaths and left billions of dollars worth of damages in its wake. While there may be little you can do to… Read More »
When A Guardianship Is Necessary for An Older Adult
Injuries and illnesses can happen at any age, but the impact these incidents can have tends to be more severe the older we get. When a loved one is incapacitated due to either physical, emotional, or cognitive impairments, appointing a guardian may be necessary for asset protection, as well as to help ensure their… Read More »