Author Archives: Jay Butchko
When, How, And Why To Use A HIPAA Release As Part Of Your Estate Plan
The Health Insurance Portability and Accountability Act (HIPAA) is a federal law that protects the confidentiality of sensitive medical records. It requires doctors, medical providers, and insurers to keep records private. A HIPAA release is an estate planning tool that people can use to allow trusted family members and/or loved ones to access their… Read More »
Long-Term Care Planning In New York: What Is A Medicaid Spend Down?
Long term care planning is an essential part of estate planning. There may come a day when you, your spouse, or your loved one needs significant supportive care. Long term care is extremely expensive. According to data from U.S. News and World Reports, the median annual cost of a private room in a nursing… Read More »
The Impacts Of Zoning Ordinances In Real Estate Transactions
If you are considering buying a new home or business property in New York, this can be a thrilling but confusing process at times. Such a huge decision means you have to get all the details right to protect your investment in the long term. Purchasing real estate isn’t just a matter of finding… Read More »
What To Know About Short-Term Rentals And Homeowners Association Conflicts
Short-term property rental services such as VRBO, Airbnb, Home Away, and other online or app-based tools have exploded in popularity over the last 10 years. Some property owners advertising homes for short-term rentals are everyday homeowners that are simply trying to make some extra money with their vacation home or seasonal property. Many others,… Read More »
5 Reasons To Have An Attorney When Purchasing Real Estate
Buying a home is one of the biggest purchases a person will make in their lives. With this comes joy and exhilaration but also stress and anxiety. After all, so much money is at stake and it is hard to undo a mistake if the buyer makes the wrong purchase. Any number of problems… Read More »
What To Know About Property Inspections In Commercial Property Sales
Anybody that has bought a home understands the importance of property inspections before sales are closed. A residential home inspection can reveal important details about the condition of a property, including issues that could become deal breakers. The inspection can also help both sides negotiate a final sale price, accounting for issues that might… Read More »
How To Deal With Boundary Disputes In A New York Real Estate Transaction
When purchasing real estate in New York, the seller has certain duties to disclose facts about the property. Typically, this includes details and issues about the home itself, and everything within the “four corners” of the property’s boundaries. What happens, though, when the four corners of a property’s boundary aren’t where we think they… Read More »
Documents To Know About In New York Real Estate Transactions
Every New York real estate transaction involves the piles of paperwork necessary to make the sale happen. This is a sometimes tedious but critical part of the process to protect both the buyer and seller. The buyer needs to know that the property is what the seller states it is, and the seller needs… Read More »
Safety Issues That New York Landlords Need To Remember
If you own property in New York and lease space to tenants, the process is not as simple as handing the new tenant a key and collecting rent for months or years after. There are a number of issues and unwelcome surprises that both tenants and landlords can experience during the course of a… Read More »
Title Issues That Can Derail New York Real Estate Closings
Buying a new home or business property can be something that you have long dreamed of. After all, it is one of the most important steps we can take. Sometimes, however, that dream turns into a nightmare due to unexpected problems with the property’s title. The buyer – and the seller as well –… Read More »