Author Archives: Jay Butchko
Make Sure You Are Prepared If Disaster Strikes
With the recent news footage of the damage caused by Hurricane Harvey in Houston, there are plenty of comparisons to Hurricane Sandy. Occurring in late October of 2012, Sandy resulted in over 100 deaths and left billions of dollars worth of damages in its wake. While there may be little you can do to… Read More »
When A Guardianship Is Necessary for An Older Adult
Injuries and illnesses can happen at any age, but the impact these incidents can have tends to be more severe the older we get. When a loved one is incapacitated due to either physical, emotional, or cognitive impairments, appointing a guardian may be necessary for asset protection, as well as to help ensure their… Read More »
Getting The Most From An Inheritance
The death of a loved one is an emotionally devastating time for family members and friends. If you were close to the individual, you may have inherited money, either through their assets or as the result of a life insurance policy. While you may still be reeling from your loss, it is important to… Read More »
Protecting Your Assets and Reducing Liability For Small Business Owners
Having a small business and being your own boss is certainly appealing, but it also takes plenty of hard work and attention to detail. Regardless of the size or type of business you operate, you need to be aware of issues concerning legal liability which could put you at risk. To protect your assets,… Read More »
Including Advance Directives In Your Estate Planning Documents
Just as a will advises loved ones on how you want your affair to be handled in the event of your passing, advance directives are estate planning documents that guide your friends and family members on your wishes in regards to end-of-life issues. In health situations where you are unable to communicate the type… Read More »
The Role Property Titles Play in New York Estate Planning
How you title real estate and other property you own individually, with your spouse, or with other family members plays an important role in New York estate planning. It can mean the difference between the co-owners you name automatically inheriting the full share of the property in the event of your passing, versus having… Read More »
Ways You Could Be Liable As A Homeowner
Your home is likely to be one of your biggest investments, but it can also be a major source of liability. Accidents in the home are an unfortunately common occurrence, and can happen under a variety of circumstances. While your homeowner’s insurance policy may cover a portion of the damages, you could still be… Read More »
Medicaid Planning and Caregiver Support Services
For spouses, children, and other family members who care for aging or disabled adults, providing the level of care your loved one needs on a daily basis can easily leave you feeling overwhelmed. Fortunately, New York has an abundance of caregiver services available in the community. Through Medicaid planning and other resources, you can… Read More »
Power of Attorney: Two Estate Planning Documents Everyone Needs
Regardless of your age, your physical health, or the amount of property and assets you own, there are certain estate planning documents everyone needs. At the top of the list is a properly drafted and executed will which instructs your surviving family members or friends on your final wishes and designates who you want… Read More »
Estate Planning and Asset Protection During Divorce
Estate planning involves preparing for life events that are unexpected, and the breakup of your marriage may be one of those events. As difficult as the present time may be, it is important to consider how a divorce could your own future, as well as the financial security of those you care about. Protecting… Read More »