Author Archives: Jay Butchko
Report Cites Family Conflicts Among Top Concerns in Estate Planning
Changes in the tax code provide some relief against the threat of hefty estate taxes, but there is another issue that can end up making estate planning more complex. With longer lifespans expected and the increased odds that someone close to you may have gone through a divorce, choosing family members as beneficiaries of… Read More »
‘Free Lunch’ Trust Seminars Can End Up Costing You Your Retirement Savings
Have you ever received a mailer or seen one of those advertisements for a free seminar on estate planning that offers a complimentary lunch or dinner in a local restaurant as a way of getting acquainted? These offers often target seniors and those who are retired. While it may seem like you have nothing… Read More »
Understanding Advance Directives
Few of us want to contemplate the thought that a serious illness or injury could jeopardize our own lives or the lives of those we love. Unfortunately, not thinking about this scenario does not reduce the odds of it happening nor does it make important decisions that must be made in these situations any… Read More »
Amid Slumps in Sales, Here Are Seven Qualities Homebuyers Are Looking For
New York City is one of the busiest markets in the world in terms of real estate purchases and sales. Having recovered nicely after the housing crisis, both buyers and sellers have been optimistic in getting the most out of their investment. While there still continues to be a healthy amount of activity, slumps… Read More »
Why You Need an Experienced Attorney to Help with Writing Your Will
Having a valid will and other estate planning documents in place is important to protecting your loved ones and ensuring they are provided for. While no one enjoys contemplating their own mortality, it is important to recognize that not having one could cost your closest family members and friends both time and money in… Read More »
Protecting Yourself and Your Assets In the Event of Personal Injuries
When accidents resulting in personal injuries occur, they can have a major impact on every area of your life. In addition to mounting medical expenses that can completely wipe out your savings and put you on the brink of bankruptcy, you may also be facing lost wages and permanent impairments that keep you from… Read More »
Planning for Short-Term Nursing Care Needs
Making a recovery and being able to resume your normal activities after a major illness or injury can take a considerable amount of time. This is particularly true for adults over age 65, who lack the ability to bounce back after physical traumas with the speed of their more younger counterparts. Short-term nursing care… Read More »
Four Ways to Protect Yourself and Your Home After Winter Storms
The first days of spring brought additional snowfall to the entire northern East Coast area, impacting people in New York, New Jersey, and throughout New England. With accumulations of 36 inches or more in some locations, recovering after these events can prove challenging. Your home is one of your most important investments, and to… Read More »
Four Common Estate Planning Mistakes
Part of planning for the future involves addressing how unexpected events will be dealt before they occur. In terms of estate planning, it is never too late or too early to ensure the appropriate documents are in place in the event of an accident or illness. Regardless of your income or the amount of… Read More »
Are You Getting Married? Protect Your Retirement Benefits
Pension benefits and money in Roth IRAs, 401ks, or other retirement accounts play an important role in your future well being and financial security. When getting married, whether it is for the first time or after a previous divorce, it is important to follow some simple asset protection strategies to preserve these accounts, ensuring… Read More »