Author Archives: Jay Butchko
Reducing Your Need for Nursing Home Care
Medicaid planning is aimed at making sure you get the quality of care you need as you get older, without having to completely deplete the assets you have worked hard over the course of your life to earn. In addition to using estate planning and asset protection tools, such as a trust, you can… Read More »
Protecting Your Assets Against Hackers
Security breaches and hacking, in which criminals gather sensitive personal information via your computer, rose to an alarming level during 2017. Between the Equifax breach, massive system shut downs, and accusations of Russian hackers in the 2016 election, these incidents are increasingly becoming part of our way of life. As more and more people… Read More »
Downplaying Nursing Home Complaints Puts Patients in Dangerous Conditions
For family members or friends considering a nursing home for aging loved ones, news reports of cases involve abuse, neglect, and substandard care can be particularly frightening. When your loved one’s needs require this level of care, what can you do to ensure the place you choose with treat them with the care and… Read More »
Determining Your Need and Potential Options for Long-Term Care
Long-term care addresses needs people have once they become elderly or disabled. The time to begin planning for these needs is when you are young and before you suffer a disability. Medicaid planning offers strategies to help you offset these costs and to preserve your assets for your heirs, regardless of your current age…. Read More »
Estate Planning Resolutions for the New Year
The year 2018 brings a chance for fresh beginnings, for setting goals, and for attending to matters you may have put off in the previous year. What better place to begin than with your financial accounts and property. Estate planning helps to preserve the hard earned assets you have accumulated, both for your future… Read More »
Smart Estate Planning and Asset Protection Strategies For Millennials
Young adults often get a bad reputation when it comes to their reputation for managing money. While many struggle to balance the high costs of living with low wages, parents and other older adults often question their choices, wondering why they do not have more in savings or have delayed starting a family or… Read More »
Year-End Tax Tips to Protect Your Assets
As 2017 draws to a close, the time is now to make last minute moves aimed at reducing the amount you owe over the upcoming tax filing season. Particularly with some of the dramatic changes being proposed, it is important to act now to protect your assets and to prevent losing money through exemptions… Read More »
How An NYSARC Trust Can Delay The Need For Nursing Home Care
Many of us are responsible for providing for older family members or friends. For these loved ones, remaining in their home is often a priority. Unfortunately, the costs of maintaining a household while paying for in-home care services can quickly deplete any available resources, making nursing home care a more financially viable option. By… Read More »
Protecting Your Assets as a Landlord
At the beginning of the year, the New York Times declared 2017 as the “Year of the Renter”. While some areas have not quite lived up to this promise, there are still plenty of profits to be had for those looking to invest. If you have considered the profit-making possibilities of becoming a landlord,… Read More »
Look Closely at Your Real Estate Contract Before Buying A Home
Buying a home is a major investment. Searching for the one that is right for your family is often stressful, particularly when given how volatile the housing market can be. While you may face stiff competition from other potential buyers, you want to be sure to carefully consider your options and to look closely… Read More »